Guide to business 2025

OTHER FINANCING STRUCTURES Banque des Territoires: supports local and regional players in developing forward-looking projects through engineering services and a comprehensive range of financing solutions (equity, PIA, etc.). Banque Publique d’Investissement (BpiFrance): finances capital companies through loans, grants or repayable advances, as well as by guaranteeing credit. It is involved at every stage of a company's development, particularly in the sectors of ecological and energy transition, innovation and export support. It has offices on all 5 continents. Agence Française de Développement (AFD): operates within a framework that focuses on climate and social investments. It is the main financier of local authorities and the public sector, and can provide direct loans to SMEs and large companies alongside commercial banks, as well as guarantees via its subsidiary SOGEFOM. 74

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